PSD2 APIs
We believe that the Payment Services Directive 2 (PSD2) is an important enabler for Open Banking.
Available in:
Norway
Account Information Service API
Payment Initation Service API.
View detailed documentation
Sweden
Account Information Service API
Payment Initation Service API
View detailed documentation
Denmark
Account Information Service API
View detailed documentation
Account Information Service API
Our Account API provides you with account data such as balances and transactions.
You will retrive the account information from our card accounts, such as our credit card accounts.
Value for your customer
Your customer will gain secure access to their account details, balances and transactions
Value for your business
We enable your application to securely show Santander customers's account details and transactions when customers give their explicit consent for it.
Data available through the API
Account number
This identification is denoting the addressed account. Its value is constant at least throughout the lifecycle of a given consent.
Account balance
The specific card account balances associated to this card accounts.
Account transactions
Information about a transaction, e.g. transaction ID, amount, currency, payment reference and value date.
Payment Initiation Service API
With our Payment API you can transfer money from a customer’s Santander account to any bank account on behalf of the customer.
Value for your customer
No more extra commissions or fees - Let your customers go through their payment experience with no intermediaries.
Value for your business
Increase your value proposition - By adding Santander’s payment experience within your App or checkout you will improve your value proposition.
Data available through the API
Payment initiation
This method is used to send payment initiation requests.
Payment information
Information will include account holder, amount and currency.
Get started!
1. Sign up
To sign up you need to provide a valid PSDII test- QWAC client certificate, issued by a qualified Trust Service Provider.
2. Start testing
When approved you will receive credentials to the requested sandboxes. You can now start testing!
3. Request access
To move from sandbox to production you need to fill out the form and provide a valid PSDII QWAC client certificated, issued by a qualified Trust Service Provider.